Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Apply to Borrow £1000 to £25,000*

How Much Cash Do You Want?


Why Short Term Loans?

If you need a quick cash that doesn't require complicated documents, the best option would be to apply for a short-term loan. Short-term loans are foreseeable. It means you can weigh and review your finances more accurately rather than a long-term loan. Additionally, it can also help you boost your credit score fast. Since it would only take less time to pay it back, you can gradually improve your score faster.


Borrow funds from £1000 to £25,000

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Loans with the lowest interest rates.


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Need Cash Assistance?

Going through traditional practices of borrowing funds can be a real hassle. Not only that you have to drive all the way to the bank, but you also have to beat the traffic and wait long hours just to get an approval. Well, those days are over. We have a better way to get cash assistance that is simple, fast, and convenient. Get the funds you need fast without going through these hassles. Apply online and borrow cash in just minutes.

How It Works?

Simplicity At Its Finest

You don’t have to be a rocket scientist to get started. Simply complete a form online. In just minutes, you will get the results of your application. The application process goes online. You can do it anywhere, anytime, no boundaries.

Quick Payment Process

Need the funds soon? No worries. Once you’re approved, the funds are automatically deposited to your checking account on the same day. No need to wait for days. The entire process can be completed within minutes to an hour.

No Credit Check

Afraid to apply because of your credit? Don’t be. Our lenders don’t do credit checks. Regardless of your credit standing, you are automatically eligible to take advantage of our services. As long as you can pay the loan, you’re good to go.

For people on benefits, finding a lender who will accept your special case can be challenging but not impossible. There are a few lending facilities who could provide assistance when you’re in financial distress.

Getting A Loan While On Benefits

Some lenders are hesitant to provide a loan for applicants receiving benefits because they assume that they are risky. However, you can still find lending establishments that are willing to consider your application despite being unemployed and receiving benefits.

Although the benefits you obtain from the government will not affect your credit remark directly, it might suggest that you have no other source of income aside from the benefits. The lenders will assess your financial situation and if they believe that you might struggle to repay the loan, your application will be declined.

On the other hand, if you know that you will have a hard time managing your finances, you should not borrow a loan in the first place.

Loan Options For People On Benefits

  • Secured Loans

The secured loan allows you to use your asset as collateral against default, thus your chance of getting approved is high. You may also obtain a low-interest loan and a huge amount; however, you should settle the loan on time and avoid default or you could lose your property.

  • Guarantor Loans

Getting another person to cosign the loan as your guarantor can increase your chance of getting approved. It works like a secured loan but instead of pledging collateral, you will have another person to repay the loan in case of default.

  • Specialist Lenders

There are lenders who specialize in handling unemployed and bad credit borrowers. You can rely on these loan providers as they may approve your loan application despite your financial status. However, these lenders charge higher interest rates compared to banks and traditional loan providers therefore, you should only use them as a last resort.

Risk of Applying a Loan for Benefits from Loan Shark

Loan shark is a lender that offers high rates under strict and illegal conditions. They usually offer loans for desperate people who badly needed extra money. They were friendly at first especially when you’re repaying them with high rates of interest and may stay that way but in reality they’re just taking advantage of you and the money you borrow will keep on high fees.

Actually there are a lot of risks if you borrow from a loan shark like you’re going to pay higher interest rates than you would in any legal lenders. It’s really an overprice like you would borrow $1,000 and might end up repaying for $70,000. They will also harassed you or threatened you if don’t repay them the loan and might force you to apply for another loan in order to cope up with you previous loan but in reality you just might end up in a debt that you can never repay.

Now, to avoid loan shark here’s a quick tip. First, check if the lender is listed under the Financial Conduct Authority (FCA) this is for you to know if they are authorised to lend money or not. Second, loan shark doesn’t require you a lot of paperwork like credit agreement or record of payments.  They refuse to give you information about how much you owe them and the interest rate. They usually refuse to allow you to settle your debt and might resort to threats or violence.

So if you see all the signs mentioned above, you better think twice before you apply for a loan. Remember that there are legal lenders who still lend money for those in need. There’s a lot of alternative way and these loan sharks will just pull you down even more instead of helping you cope up with your finances.