Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Apply to Borrow £1000 to £25,000*

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Why Short Term Loans?

If you need a quick cash that doesn't require complicated documents, the best option would be to apply for a short-term loan. Short-term loans are foreseeable. It means you can weigh and review your finances more accurately rather than a long-term loan. Additionally, it can also help you boost your credit score fast. Since it would only take less time to pay it back, you can gradually improve your score faster.


Borrow funds from £1000 to £25,000

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Need Cash Assistance?

Going through traditional practices of borrowing funds can be a real hassle. Not only that you have to drive all the way to the bank, but you also have to beat the traffic and wait long hours just to get an approval. Well, those days are over. We have a better way to get cash assistance that is simple, fast, and convenient. Get the funds you need fast without going through these hassles. Apply online and borrow cash in just minutes.

How It Works?

Simplicity At Its Finest

You don’t have to be a rocket scientist to get started. Simply complete a form online. In just minutes, you will get the results of your application. The application process goes online. You can do it anywhere, anytime, no boundaries.

Quick Payment Process

Need the funds soon? No worries. Once you’re approved, the funds are automatically deposited to your checking account on the same day. No need to wait for days. The entire process can be completed within minutes to an hour.

No Credit Check

Afraid to apply because of your credit? Don’t be. Our lenders don’t do credit checks. Regardless of your credit standing, you are automatically eligible to take advantage of our services. As long as you can pay the loan, you’re good to go.

Payday Loans with Prepaid Debit Cards

Not all loan applicants go home with an approved loan, there are those who are often rejected especially by banks and traditional lending facilities. If you’re one of those borrowers, don’t lose hope. Payday loans provide a good solution that will help you attain an advance even with bad credit, and all it requires is a prepaid debit card.

What are Payday Loans?

A payday loan is a kind of unsecured loan that offers a decent amount. It is settled on a short-term basis, often within a month or on the borrower’s next payday. It is known for providing quick financial relief; however, it comes with a few drawbacks:

  • Expensive Interest Rates

  • Short-Repayment Term

  • Small Loan Amount

Considering this, you have to be extra careful when taking this kind of loan. Unless it’s really necessary, you should opt for other options instead. And, in case you got yourself a payday loan, you should never ask for a loan extension or a “rollover” to avoid additional charges.

Despite the act that payday loans are expensive, no one can deny the benefits it provides. In fact, if you use it wisely, it can help you save money, pay unexpected expenses, and have extra cash.

Payday Loans and Debit Cards

Normally, the payday lender will ask for a postdated check as a guarantee towards the loan but if this is not possible, you can use your prepaid debit card instead. The experience you will get from using your prepaid card depends on how you handle the debt, therefore, be sure to avoid missed payments or defaults to eliminate any problem.

When using your prepaid debit card, the lender will provide security checks and a PIN to protect your money. Then, you will be using an online portal to make your repayments, making the transaction easier and quicker compared to using a paycheck.

Paying a 200 Loan with a Credit Card

Loans are not free, and many of us know that. When you give a loan back, you’re not only returning the principal amount but also the interest rate charged, which may cost more than a hundred pounds.

On top of this, the loan provider may also enforce other fees for failing to comply with their terms and policies. For instance, paying the loan earlier than its due date. As much as it sounds funny but many lenders do impose this.

Paying Off Early

When borrowing a loan, it’s important that you read each and every term before you sign the loan agreement. This will not only let you know what the lender’s policies include but also, save you from any hidden charges or fees you’re not aware of, like a prepayment penalty.

Also known as exit fees, a prepayment penalty is charged when you pay off your loan before its due date. Lenders do this to ensure that they can regain the interest expenses they would otherwise not have.

The interest fee is important for all lenders because this is how they basically make money. If you want to settle the loan before the end of its term, you will be charged simply because the loan provider is not making much money out of it. However, not all lending establishments charge prepayment penalties. It’s really up to the lending facility itself, therefore it’s really crucial for you to find out about this first before you proceed with your loan application.

In addition , you will be charged with an exit fee and its amount varies according to the lender, loan, and its terms. It may also depend on the remaining balance of the loan or the worth of the interest per month.

There’s no fixed amount for the penalty fee, thus it’s crucial to talk to your lender first before you decide. Find out if you will really benefit from repaying the loan earlier or if you can save more when you choose to settle the debt on its final due date.