Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Apply to Borrow £1000 to £25,000*

How Much Cash Do You Want?

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Why Short Term Loans?

If you need a quick cash that doesn't require complicated documents, the best option would be to apply for a short-term loan. Short-term loans are foreseeable. It means you can weigh and review your finances more accurately rather than a long-term loan. Additionally, it can also help you boost your credit score fast. Since it would only take less time to pay it back, you can gradually improve your score faster.

Flexible

Borrow funds from £1000 to £25,000

5 Star

High-rated and trusted lenders

Low Rates

Loans with the lowest interest rates.

Security

Secured online transactions

Need Cash Assistance?

Going through traditional practices of borrowing funds can be a real hassle. Not only that you have to drive all the way to the bank, but you also have to beat the traffic and wait long hours just to get an approval. Well, those days are over. We have a better way to get cash assistance that is simple, fast, and convenient. Get the funds you need fast without going through these hassles. Apply online and borrow cash in just minutes.

How It Works?

Simplicity At Its Finest

You don’t have to be a rocket scientist to get started. Simply complete a form online. In just minutes, you will get the results of your application. The application process goes online. You can do it anywhere, anytime, no boundaries.

Quick Payment Process

Need the funds soon? No worries. Once you’re approved, the funds are automatically deposited to your checking account on the same day. No need to wait for days. The entire process can be completed within minutes to an hour.

No Credit Check

Afraid to apply because of your credit? Don’t be. Our lenders don’t do credit checks. Regardless of your credit standing, you are automatically eligible to take advantage of our services. As long as you can pay the loan, you’re good to go.

One of the basic criteria to become eligible for a 1000 loan is age, and typically, lenders only accept those who are 18 years old and above. But what if you need a loan and you’re only 17? Is it still possible to get an advance regardless of your age?

The answer is yes. It’s possible, but it might take longer and the process can be very difficult. Since you may not have a stable source of income and a credit history, the lender will assume you as a high risk to their business. But then, you may still find a loan provider who may be willing to grant you a fund.

The 5 Steps for Getting a 1000 Loan Successfully

In this guide, you’ll learn how you can get a loan at 17 years old.

Step 1

When you’re under 18, the only loan you may acquire without a guarantor is a federal loan. Otherwise, you can ask your parent or a legal guardian to become your cosigner if you need another kind of fund.

Step 2

When looking for a lender, choose a bank where your parents or legal guardian has an account. Since your potential guarantor has already done transactions in this facility, your loan application with a guarantor is more likely to be approved. In addition, you may also acquire a lower interest rate.

Step 3

Submit a completely-filled loan application online or in person at your local bank.

Step 4

In case your loan application is granted, be sure to read the fine print first before signing up. This will help you understand the terms and conditions and possibly, spot any hidden charges. If you’re satisfied with the loan agreement, sign the contract and give it back to your lender.

Step 5

In case your loan application is declined, look for another lender instead. As long as your cosigner is qualified, meaning the guarantor has an excellent credit remark and a high income, there’s a huge chance for you to find a loan provider who will grant your request.

100 Loan Repayment

Despite your best efforts, there may be times when you will find it impossible to get the payment for your loan done on time. If this happens, it is important to take action as soon as you can to avert a possible financial disaster. The effort needed to clean the mess up later would most likely be less stressful.

What Happends if You Don't Pay

If you stop paying a loan, this could eventually lead to a default. This would result in you owing more. Fees, penalties and interest charges are likely going to start building up as a result. Expect that your credit is also going to be significantly affected as well. This would take years to recover and it may take long for you to be able to borrow again.

What to Do When You Can't Pay

Before you totally default on a loan, it is important to act as soon as you can. You wouldn’t want to wait until things have worsened before taking the next step. Below are some things that you can do.

Pay late than never. While it is advised that you should get loans paid on time, if you can’t, be sure to pay it still even when you have to pay late. It is good to get the payment done within 30 days from the due date so as not to cause any damage to your credit score.

If you’re having a hard time paying off your loan, it may be best for you to either refinance or to consolidate it. If you have several debts to pay and keeping track of the payments is becoming harder for you to do, you have the option to consolidate it. You’ll have an easier time managing your finances when you do so.

Communicate with your lender too. It is always helpful when you’re proactive. This will give the impression to the lenders that you are responsible with your loans even with your present inability to get your payments made on time.